Skip to comments.Vermont Goes For Gold (Silver, Bronze And Platinum, Too)
Posted on 11/21/2012 6:49:34 AM PST by Eagle of Liberty
Vermont is the only state in the nation on a path to a single payer health system. That could take a while, though. And in the meantime, the state has to set up an insurance exchange to comply with the Affordable Care Act.
While some states are still struggling with the basic question of whether to do their own exchanges, Vermont is moving ahead at a rapid clip, digging into the details of how much various health plans will cost on its exchange.
The Green Mountain Care Board this week released the basic outline of benefit packages that will be available to all individuals and small businesses in January 2014.
Consumers will have a range of options with different deductible levels, co-payment requirements and caps on out of pocket expenses.
Under the Affordable Care Act, there are four levels of coverage; platinum, gold, silver and bronze. The benefit package is the same in each category, but the costs consumers will have to pay when they need health care services are different at each level. And this factor will influence the premium cost of the policy.
For example, the annual deductible in the platinum plan is $250 in the bronze plan its almost $2,000. The cap for out-of-pocket medical expenses in the platinum plan is roughly $1,000 in the bronze plan its just over $6,000.
The cost of a trip to the emergency room is capped at $100 under the platinum plan its $350 under the bronze plan. The cost of these services under the gold and silver plans fall between these two extremes.
The platinum plans, having the most generous benefits, would have the highest monthly premiums, and bronze plans would have the lowest premiums.
(Excerpt) Read more at capsules.kaiserhealthnews.org ...
Like Pelosi said, “You have to pass it to see what’s in it.”.............
Wait, who wants the Bronze coverage? I mean if it’s “affordable care for all”, why go bronze? Shouldn’t EVERYONE get platinum?
So they figure the feds will pay for their health care! ( But soon the feds will have no money.)
This is what Vermont is :
(1) What is the monthly premium cost for an individual (like me) who makes just above the poverty threshold? From what I can gather, it would be at least $400, maybe $500 for a Silver plan, perhaps even a bronze plan. Sorry, I can't afford that.
(2) Which of these plans assure me that my money will not go to pay for abortion or contraception services for somwonw else? Conscientious objector here. I will not purchase a plan that does.
Oh I forgot to tell you:
Gold , Platinum, Bronze? NO!
Very few will buy these plans, they are meant to fail, and most will opt for the Obamacare plan....the feds pay LOL, but guess what...the feds soon will have no money.
This is all about finding another fed hind tit for Vermont to suck on.BUt that tit is aboiut to run dry.They soon be sucking dust.
Howdy tsig .....Having read over half of the O’care garbage... this is not about “healthcare”, O’care is about mandating every NON-exempted legal citizen purchase a “GOVERNMENT APPROVED” (Key WORDS) Health Insurance policy OR Pay a FINE (MANDATE/TAX).
Lets say you purchase health insurance through 2014, then when you file your taxes in 2015 discover that the “GOVERNMENT” deems your policy NON-Approved, you will have to pay the FINE (MANDATE/TAX). Would not surprise me if 90% or more of the tax paying public gets hit with this FINE (MANDATE/TAX). Ok, so we just decide not to pay...we the IRS has permission to rape your financial accounts!
Vermont’s Single Payer Rationing System
Ha ha ha... like your synopsis! Here is my take... all States should default to Fed gub ran exchanges... Yes... you read that correctly.... very simple... the feds screw up everything they try to run and have increasingly demonstrated over the past 3.5 years these failures! Let the Feds do it... the States all need to step back... and say .. go fer it!
So... maybe someone...anyone...can explain to me.. how...forcing folks out of their current health insurance plans..which may have lower or no deductibles with a lower monthly premium, into a débâcle listed in this article?
Bur wait... it gets better.... lets say Vermont gets their exchange up and running... and sing up a majority of the residents... then... the feds come along in 2 years and deem that exchange and other state exchanges ineligible?
And I will not comply.
O’care is a WAD (DESIGNED TO FAIL) system... never intended to provide “HEALTHCARE” never.. never.. never... if it was designed to provided “HEALTHCARE” there would not be FINES for NOT having “HEALTH INSURANCE”!
“HEALTHCARE” vs. “HEALTH INSURANCE”