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To: hiredhand

Here’s Geico’s explanation:

“We spoke with the policyholder in December and there was some misunderstanding/confusion on our part on how he used the vehicle. We have reached out to the policyholder and hope that we can clarify usage of the vehicle and continue his policy.”

This appears to have been a Commercial policy, not this guy’s personal auto insurance policy. Many insurers have limitations on the types of industries they will insure, for liability reasons, not political ones. Firearms and ammunition tend to get lumped together for underwriting purposes, and some insurers won’t insure companies that transport either, again for liability reasons.

From what I’ve read, GEICO’s commercial auto division is largely focused on non-industrial businesses. It may just be that this type of business is outside of their desired risk profile.


42 posted on 01/23/2013 6:25:17 PM PST by Conscience of a Conservative
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To: Conscience of a Conservative

I wonder if they insure drug dealers who carry firearms. LOL


47 posted on 01/23/2013 6:28:09 PM PST by petitfour
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To: Conscience of a Conservative

“Firearms and ammunition tend to get lumped together for underwriting purposes, and some insurers won’t insure companies that transport either, again for liability reasons.”

So, for liability reasons, I’ll expect them to deny coverage to chicken farmers and egg producers because, after all, chicken droppings cause histoplasmosis and eggs cause salmonella.

Ban EVIL ASSAULT CHICKENS! ;)


68 posted on 01/23/2013 6:51:37 PM PST by Nita Nupress
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To: Conscience of a Conservative

There you are again, trying to use reason instead of buying into the groupthink and hysteria.


75 posted on 01/23/2013 6:59:57 PM PST by SoothingDave
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To: Conscience of a Conservative
It may just be that this type of business is outside of their desired risk profile.

Risk profile? ;-)

Why aren't health insurance companies allowed to factor in risk profiles?
121 posted on 01/23/2013 9:49:54 PM PST by Brown Deer (Pray for 0bama. Psalm 109:8)
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