Gratuitous assertion gratuitously debunked. I had a bad motorcycle accident right after I graduated college - no insurance - broken wrist and two ribs. I paid out of pocket. I had to put a big chunk of it on credit card because at the time I wasn't as, let's say, comfortable financially as I am now, but I paid it off.
You’re no different than any other freeloader in that respect.
No, you're a coward who fears the free market. If weighing the risks and making cost/benefit decisions for ones self is what you call rationalization, then you have business calling yourself a Conservative. You're nothing but a frightened old man who resents the fact that other people are young and healthy and can do without. God I pity you.
I don’t believe your motorcycle story.
All freeloaders believe themselves to be special snowflakes who are exempt from the responsibilities everyone else endures. That’s how they become freeloaders in the first place.
The problem is that when the ambulance comes to get you from your car accident, you’ve already called cost money — money you and your credit cards might not be able to pay. Let’s not forget that car accidents frequently involve other people who you will also be leaving uncompensated because FREE MARKET or something
Of course, you are a special snowflake and these things don’t happen to you. And if they do, you will have a great sounding excuse for why they’re somebody else’s problem. Freeloaders always do.