I hate to break it to you, the Fed is not going away anytime soon.. Sorry banks is already regulated to death.. You can’t be for small Government while calling for more regulation on a business.
Well then, if the Fed isn’t going away, then the normal corrective processes of the free market won’t correct stupidity in the banking sector.
The correct action of the free market is to put stupid people out of business. As long as the Fed is around, stupid bankers will survive... and that’s why they’re going to get regulation.