Sorry; you are mistaken. Human life always has priority over the rest of creation. Your money will not be going to heaven with you. Nor to the other place. Man is made for God, and all of creation exists only to help him achieve that end. Everything else in this world is passing away. God created private property not because it has absolute and eternal value, but to enable us to make free decisions to use it to give him glory. One of the chief ways we glorify God is in assisting the poor for his sake, and in exercising our endowments and faculties as advocate for the lowly and powerless.
Our Lord is quite clear about what becomes of people who assign an absolute value to their private property, imagining that it exists for their benefit and enjoyment in an absolute sense.
The Commandments say what they say, and are not subject to your interpretation.