Been driving since 16. Why are rates lower today?
1, no cheap used cars. Thanks Obama.
2, insurance rates are now massively higher.
3, cost to learn and start with it is higher.
4, what they are offering is a ‘learner license at 16, followed by driving at 18.
Basically what happened, (and I’m old enough to remember the shift) is this.
Boomers heard the argument, (I can drive, but I can drink, etc), as justification to bump up the age that people could drive. Thanks again, Boomers.
I would just like it if Boomers were honest and admitted that they didn’t want their kids to have the same lives that they themselves had growing up.
I think the big mistake Boomers made was coddling and indulging their kids to a much greated extent than their parents did, and therby making them (for them most part) a bunch of whiny self centered wusses. But, that is a trend that has been in place for a long time. Look up Benjamin Spock. People naturally try to make it better for their kids than they had it. Their efforts may be wrong headed, but they try.