Ah yes the self-reliant I am always responsible for my actions and no one else is argument. It is true to a certain extent but then again are all loans created equal fwdude?
If we cannot rely on the pledge of each other in a society, we are no longer society. Sorry, but I want to live in civilization.
By the way, I had to pay off ALL of my college loans, the bulk of my financing for my education, with interest. I did it under extreme hardship and deprivation, deferring many wants (and a lot of what people would call needs) for years so that I could honor my uninformed commitment, but a commitment nevertheless.
I was almost in default at times, and I paid the price with added late fees and a severe credit hit - all according to the contract that I signed. And I fully accept that.