Insurance is not the main problem - Doctor care is the problem and under current conditions, it will be much worse!
I don’t care how much insurance you have if you can’t get help from a qualified Doctor. All of this is such a bogus argument. Won’t be lone until we have nobody going into the medical field as it is totally unprofitable.
What are you going to do then? Go to the local car repairman for help?
The field will be flooded with women just as in the old Soviet Union.