Wasn’t talking about you, but upcoming young Americans in general..Those now in the teens and twenties.
The big majority don’t and won’t have the money for housing, insurance, boats, new cars, homes, vacations, heathcare, etc., etc.
Big time hits to big industries are clearly on the horizon.
The big majority don’t and won’t have the money for housing, insurance, boats, new cars, homes, vacations, heathcare, etc., etc.
I was making the point that such decisions aren't always financial in nature. Even by my twenties, I had the money for housing, insurance, new cars, vacations, healthcare, etc.
I didn't choose not to have children because I couldn't afford them. I just didn't want them. I suspect this is the case for many young people today as well.
That having been said, I'm sure that many young people who choose not to have kids do so for financial reasons, just as you've pointed out.