That is with no prescription coverage. Also, I have to buy a supplement which is $40 a month. I spend more on this “insurance” than I do on food. Insane...
That's basically the choice I had to make. I've had good results following a "pure foods" diet. It's about eating less, but very high quality foods. If I got the insurance, I couldn't afford the diet, and I'd need medications and therapies and all kinds of stuff to stay healthy.
Where on earth do you get a Medicare supplemental policy for $40 a month? I have a plan F, which covers all my deductibles plus whatever Medicare doesn’t pay and it is $230 a month (United Healthcare). My Part D is $15 a month thru UH as well. In total I pay $350 a month for insurance. I’d like to get something cheaper but since I have a chronic auto-immune disease and have had frequent hospitalizations, I’m afraid to change my coverage.