Doesn’t really matter when you can’t be refused.
Furthermore, insurance isn’t going to matter much when there are no doctors because they quit and hospitals shut down, because no one is able to pay their deductible thus causing the insurance to not pay its share.
This is going to destroy the entire medical industry.
Some slightly bad news.....
There are actually subsidies for deductibles, too.
I have not seen the exact numbers, so I don’t know how much, or what the rules are.
Ironically, the budget “Sequester” that went into effect a few months ago will cut those deductible subsidies.