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Never trusted it. Always stock up on singles and quarters before road trips, even if I don’t think there are toll roads along the route. Prefer that sort of hassle to the other kind.

Same here. We actually use the “no tolls” route feature in our gps to avoid all tolls heading from Gary to Algonquin and it’s always a fast trip. However, when in the Chicago area, we stay away from anywhere that requires a toll road to get there in a reasonable time.

Fortunately, we’re old and have had our fill of cities. We don’t feel the need to see those sights any more and would be comfortable never leaving our farm for the rest of our life. But you gotta get beer some time.