It’s not insurance now. Insurance doesn’t pay for oil changes and fill ups.
Well, that's why they call it "healthcare insurance" instead of major medical. But it's a hell of a lot closer to being insurance then what it will be when the ObamaCare mandates kick in.
You talk about oil changes and fill ups....those coverage mandates are NOTHING! They contribute about 2% to premium inflation.
You ain't seen nothing yet. The "Guaranteed Issue" mandate will be like buying car insurance after the wreck and expecting the insurer to fix it.
Expect premium increases from 150-300%