Well, I suppose losing lottery tickets, of which 99.99% are losing tickets can be considered bad luck.
But hey, the losers are supporting our schools since that is what ALL states with lotteries used to convince their citizens that the money would be used to fund.
It’s not a lottery if a rich person has a child. He knows the child will be well off, and if the rich person is smart, his child will probably be smart, too. This article looks at it as though there are xmillion people born every year, and every one of them is fungible, and you could be one born to the rich guy or the poor guy. But the rich guy makes his child, just as a carpenter makes a birdhouse. It can be a crappy birdhouse or a nice one, but it’s not luck that makes the birdhouse a good one. It is what the carpenter puts into it.