Posted on 12/27/2013 12:27:31 PM PST by SeekAndFind
They’re government “Hammers”.
What’d people think they would cost?
It’s cost plus....
The plans cost so much and you are still paying for your doctor visits so.......there is no money left to save.
Obamacare combines the worst of very expensive private health insurance with none of the universal coverage of single payer health care.
That’s a toxic combo.
The Bronze Plan is so laughable, Medicaid looks much better. Only suckers pay inflated premiums for skimpy coverage.
Well I was gonna post from coveredca.com where it says for me and hubby $18,400 out of pocket not counting premiums of $1200 per mnth....but the site is not working! lol
Lots of people are unaware of it. It’s not widely publicized, probably because of the inevitable question:
“Who is paying the rest of the costs if they exceed the Out of Pocket limit?”
In Ontario’s OHIP, you’re covered if you’re native to the province or 90 days after you move there.
You never pay a premium. All your doctor office visits and medically necessary services are covered.
If you believe access to health care is a human right, Obamacare is a cruel political joke. Single payer would have been much better.
Obamacare doesn’t even pretend to guarantee universal health coverage, despite the law’s official name.
Don’t the premiums come out of your pocket? :-)
True exammple: Couple in their late 50s. If they get the 2013 rates with a $5,000 deductible their monthly premium is $550. If they get the Obamacare rates after January 1st, the earliest they can start the policy is January 15 and the rate jumps to $1516 per month. Thank a Democrat! Affordable Care Act my rear-end!
Good point in the rest of your post.
A sizable part of the uninsured were uninsured by choice. When they needed care, they paid for it in cash, made use of the community clinic system, or took advantage of the federal mandate for ER's to provide free care. It's kind of revealing of the Democrat mentality that they think "helping" this population consists of forcing them to buy something they don't want. If there was ever an example of "we're your betters and we'll decide what you need", that's it.
not according to them.
When I was in the Kaiser HMO, they had a $1400 out of pocket cost limit. When your cost limit was reached, customer service would give you an exemption for the balance of the year.
Obamacare is worse - you pay until the out of pocket cost limit is reached. So much for “affordable” health care coverage. I don’t face that problem.
But its a looming one for millions of Americans.
This should not be a surprise to anyone.
The very name of the law gave away its intent: “The AFFORDABLE Care Act”.
Everyone knows that it is SOP for congress and presidents to use antonyms when naming and/or describing new violations of the constitution... ...I mean, federal legislation.
Just like any other insurance policy in the world, the total risk pool is. Others who have paid premiums, and in the case of Obamacare, possibly risk corridor bailouts ultimately paid partly by the taxpayer.
Seems the only “out” is to pay the “penalty”.
Because, with single payer, government would never ever play politics with healthcare access and treatments.
Just like the IRS didn’t target political enemies of the current regime.
Just like the EPA didn’t target political enemies of the current regime.
Just like OSHA didn’t target political enemies of the current regime.
Yeah. I trust government with my access to chemo, surgery and other lifesaving treatments. I’m sure they’ll come right on board with those after I’ve been so outspoken against the current regime.
You too in fact. I’m sure they’d pay right up for that chemo. Even if you’re sixty ONE years old.
Yup. I believe in skittle pooping unicorns too.
If you’re 250% of the official federal poverty level, you are advised to sign up for a silver plan - then you get federal subsidies to lower your health care cost.
The cheapest option doesn’t always give you the best health insurance plan. Caveat emptor!
Not sure what you’re saying.
This is what happens with any plan:
1. You pay the full cost of any covered medical charge until the personal or family deductible is reached, except for deductible-exempt charges that might have coinsurance or a copay. For example, some of the plans with a $25 flat copay for an office visit right from the beginning, or free procedures.
2. Once the deductible is reached, you pay the coinsurance part — 30% etc., until the Max OOP is reached.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.