That's assuming that you are dealing with rational folks, or at least an experienced ambulance chaser who can control his clients.
The insurer is probably prepared to deal with a wrongful death suit. They are just trying to bring the parents to that position.
I guess I am looking at it from the hospital’s perspective.
I get the sense the parents are in a state of denial—not lining up for a pay date. I can appreciate their anguish. I feel horrible for them. They are grasping for a miracle that won’t happening.