[USNBandit]

I will try to put it in easier terms.

When you get insurance through an employer, that employer picks usually picks up a big portion of the premiums.

In Obamacare, people under 400% of the poverty level (the vast majority of Americans) are supposed to get government subsidies to pay a portion of the premiums.

People like this lady just figured out that the law doesn't allow subsidies for a whole family if one of the primary income earners gets individual coverage from their employer.

The critics of Obamacare have been trying to put this out since the Dept of Treasury put out their interpretation of the law last January. Here is an article explaining this gap.

http://healthaffairs.org/blog/2013/01/31/implementing-health-reform-shared-responsibility-tax-exemptions-and-family-coverage-affordability/

[miss marmelstein]

Thanks! I’ve now got it. Maybe you should write Obamacare for Dummies if it isn’t already out there.