All a prelude to the ‘saving graces’ of single payer.
These are the broken eggs that will make the single payer omelet.
Good call, in my opinion.
As it is, not enough people can absorb the deductibles. And not enough younger people are signing up. Both conditions will be "fixed" by giving subsidies to the insurance companies.
Then a couple of years from now, some government accountant will show that it will save money if you cut out the middle man (the insurance companies). Presto! Single payer.