[Bob]

I don’t have to make an Obamacare payment - auto-pay or otherwise.

What I would do:

1. Try to cancel Obamacare auto-pay. (One hour max.)

If that doesn’t work:

2. Have my bank reject Obamacare charges.

If that doesn’t work:

3. Cancel the bank account and go through the hassle of switching over the rest of my auto-pay accounts.

[gunsequalfreedom]

Finally, someone I agree with in this thread. And you said it better than I did. A reasonable stepped approach.