Isn’t social security running out of money to provide retirement benefits to retirees? So does your neighbor mean that some day ACA will be viewed to be as unsustainable as social security has been viewed for last 30 or so years, or at least viewed this way since congress raided the fund to use elsewhere.
Last I understood, Social Security several years ago started and paying out more money than it was receiving. This continues.
Supposedly, that money is coming out of the trust fund. But the trust fund is not actual money. It is just a bunch of fancy IOU notes from the federal government.
The actual money was put in the general fund long ago by the Democrats and spent as fast as it was received. This was truly a case of "no trust, no fund".
So my answer to your question is; "No. It ran out of money years ago and is paying benefits out of the general fund."
I do not believe I will receive any Social Security income. Will probably receive something called Social Security. But it will be part of a con game where the money comes out of one of my pockets and part of it goes into the other.