[Star Traveler]

How do they answer that for HMO-type plans that have limited coverage areas, right now?

[Political Junkie Too]

Out of network coverage. A slight increase in fees and/or copay.

Still, these costs are offset somewhat based on your group. It's hard to say what the concept of "group" would be at a hospital-centered plan, if at all. Your "group" will be people who live in the vicinity of the hospital, without any other health, age, or occupational considerations taken into account?

-PJ