[pierrem15]

They're already doing that: the banks collect more from the Fed from reserves deposited with the Fed than they pay to individuals or businesses in interest.

Basicall a huge internal carry trade.

Meanwhile, the banks make 70% of their profits from financial speculation in the stock market.

They're not really banks anymore: they're financial trading companies with a bottomless line of credit from the Fed consisting of money borrowed in your name for which you will be forced to pay and will receive none of the profits.

Enormous profits with no risk: who would say no?

[Toddsterpatriot]

They're already doing that: the banks collect more from the Fed from reserves deposited with the Fed than they pay to individuals or businesses in interest.

Imagine how much the banks would collect if they still had those bonds paying 2%-4.5%, instead of the 0.25% reserves.

They're not really banks anymore: they're financial trading companies with a bottomless line of credit from the Fed

They're lending trillions to the Fed, why do they need a line of credit?

consisting of money borrowed in your name for which you will be forced to pay and will receive none of the profits.

Money the Fed lends is not "borrowed in your name". Fed earnings go back to the Treasury, so you do kinda benefit from the Fed profit.

Enormous profits with no risk

Huh? Where are you imagining that happens?