If they can do that, then what’s the point of having insurance? Why would a hospital take such insurance?
You don’t even know if you are insured.
Will Progressive retroactively cancel your car insurance 6 months after the accident?
How far can this go?
Can the insurers ask for money back that they paid already?
Can you get a bill for a 2 year old settled claim?
And if a person was not covered, do they get their premiums back?
And even if you ate “insured” it my be in name only and non-functional. Welcome to Obamaland where he fooled the dumber half of the people and was crowned king.
And even if you ate “insured” it my be in name only and non-functional. Welcome to Obamaland where he fooled the dumber half of the people and was crowned king.
Can you get a bill for a 2 year old settled claim?”
I have worked with insurance carriers on a daily basis for the last 25 years and can’t tell you the number of times I have wanted to eliminate them all. Given that, however, what we are finding this year is that a lot of people did not pay their premium(s) or they paid them to a government agency which did not pass the money on to the insurance carrier. Insurance carriers, as I understand it, were under a government mandate to pay all claims anyway and “sort it all out later”. The government does not care who takes the loss, be it the insurance carrier, the doctor who suddenly finds a reduction in their bank balance or the patient who is billed at their private fee rate rather than a contract rate had the patient had insurance coverage.
Yes, we are getting requests from insurance carriers to repay claims paid up to two years ago. A lot of them are for patients who had two insurance carriers, information the patient withheld at the time they were seen. They only give information on the one that costs them the least amount of out-of-pocket payment which more times than not should not be the primary carrier.
It’s a mess with lots of blame to go around to all parties involved but the last 18-24 months have just been impossible and, unfortunately, it’s only getting worse.
Comparing medical insurance to auto insurance is like comparing Michelle Obama to Sarah Palin.