And of course Barney Frank, other politicians, and the courts had nothing to do with millions of bad loans being made to people who had no ability to service them.
Damn those banks and lending institutions that did what judges told them they had to. Then when banks and lending institutions bundled that bad paper to get it off their backs, those same entities labeled them crooks and worse. Were there some problems with banks and lending institutions? Sure. It would be wrong to say they were perfect in all this. Lets be honest though, this was a planned failure. We all know it. I'll be damned if I'll pile on the banks to the exclusions of all the other players.
Shame on you. A rational explanation is not needed here.