She’s so young. Should be taking it over 20 years or whatever to maximize the return.
<><><
Bad advice.
1) if she dies, the money is not in her estate if she takes the annuity.
2) An individual properly managing that money will do better than the government hacks investing that money for her
I now see it the freeper way. I just thought the taxes spread out over 20 years rather than in one year would outweigh the lump sump path. Or are the taxes all paid this year, not in each of the 20 years she takes her yearly allotment. Didn’t winnings used to pay out with taxes paid in the year the money was dispersed? Or am I thinking of something else.