To continue with how the math works on this ...
Say I pay $100 for insurance. If someone else comes in and pays $0, the average cost drops by 50% (Yea!)
If a friend of mine and I pay $100 each for insurance and a third person comes in and pays $0, average costs drop by 1/3.
If two friends of mine and I pay $100 each for insurance and a fourth person comes in and pays $0, average costs drop by 25%. And so on.
Now that assumes that the money to subsidize that non-payer come from somewhere else. If my two friends and I have to pay 20% more each (so $120) to subsidize the non-payer, average costs decrease (from the original $100) by 10%.
Now keep in mind that we aren’t seeing the full on cost transfer effect of the subsidies, becase 1) Obamacare built a slush fund by collecting taxes years before payout started and 2) the government is borrowing money to cover a portion of the subsidies as well.
Its a Ponzi scam.
Wat happens when the subsidies are cut or eliminated?
Oh, that’s right people who had insurance only because of subsidies will go right back to the ranks of the uninsured.
And no one else is better off than they were before.