“The answer is just stop paying 4 months before you turn 65, they will cancel you automatically.”
A friend who Obama graciously allowed to continue her plan for one more year attempted to cancel the policy she’d just signed up for. It wasn’t possible to cancel. So, she called her bank and told them not to pay. The clerk told her that they could not guarantee that the bank would ignore the draft. She had to cancel her account and open a different one in another bank.
I have never in my life allowed any electronic automatic payments from any account ever, why would anybody do such a thing??
I suggested to relatives that they open an account at a totally separate bank in a very convenient location just for such electronic payments. The account is free since they are seniors. Just enough to cover the healthcare/drug plan bills is deposited each month. That way, without messing up their primary checking/savings accounts, they can control the payment of those bills if they decide to cancel by not funding or closing that specific account. So far, so good.