Where’s the daddy? In the old days, daddy’s were responsible for bringing home the bacon (and eggs) to feed his wife and kids.
They had just used their life savings to make a 20% down payment on a modest first home that was within their financial means. He was the main wager earner and they decided she would stay home to raiser the kids, foregoing some luxuries to make that commitment to their children.
One night on the way home from a second job he took so they could afford to enroll their oldest daughter in private Christian school his car was broad sided at an intersection by someone running a red light. Being only 30, they did not figure they needed life insurance yet. She tried her best to hold the family together without a whole lot of success.
...Perhaps.