[FunkyZero]

That's odd because in the past 3 years, mine has quadrupled in price and coverage has been reduced to worse-than-HSA condition with a 4 thousand dollar deductible... 100% coming out of my pocket before even one dime is paid out. That comes out to almost 15 grand per year for a family of 4. It's almost worth not having at all at his point.

8 years ago, I was paying 250/mo for a straight 80/20 plan that went 100% at 3000 dollars.

[jdsteel]

Monthly health care premiums for my wife and I went from $650/m pre-ACA to $1,400/m. That’s quite a “reduction”.

[kiryandil]

That comes out to almost 15 grand per year for a family of 4. It's almost worth not having at all at his point.

8 years ago, I was paying 250/mo for a straight 80/20 plan that went 100% at 3000 dollars.

15,000/12 = 1250 per month 250 per month - 1250 per month = -1000 per month.

Professor Hillary sez:

You're MAKING 1000 dollars more a month than you were 8 years ago.

You should be paying taxes on that. And on the deductible, too - just as a matter of Leftist principle, because you might have to pay it out, and if you don't, then that's income, too.

[kiryandil]

Before you get too far into the calculations of my post #32, see my post #31. :)