Texting while driving…as bad as drinking and driving. Also, don’t forget the tremendous increase in illegal aliens on our roads since 2011. We should list the fatalities by ethnicity, and insurance should be higher for those groups. Otherwise, why should my teen grandsons pay more for their insurance when they are very safe, well-trained drivers with no accidents on their record?
Texting and phone use in general. When I drive, about 80% of the drivers around me have their noses in their smart phones, as they wander into my lane or off nearly off the side of the road.
I watched an older woman take a left hand turn in front of oncoming traffic going about 45 mph. When she was hit and her airbag deployed, her phone smacked into face and left a visible mark.
Two other factors....those humongous trucks...as many as three huge ones attached. Add that to the blind spots so many cars have, and there are very often impossible situations and blocked vision.
Vehicle insurance carriers were a big backer of drivers licenses for Illegals, which now are common.
The insurance companies knew that they could get most of the illegals without insurance to buy their policies once they were given drivers licenses by the States.
Something I noticed in my diverse area is that black people and other minorities are under no obligation to drive safely, signal, or use any type of courtesy or responsibility while driving.
Rules no longer apply to them, and they know it.
Freeways: It’s a black world now.