Will you get enough out of it to buy a motor home?
If the county is auctioning it off, in theory she gets nothing because it has been repossessed, taken, for taxes, zip, zero, nada. Which is why there is more to it than meets the eye, perhaps.
I have been preaching the doctrine of taxes taking your home, after it is paid for, since I paid for mine. One is now suddenly responsible for all the dough that used to go into your escrow account, like principle, interest, insurance, taxes, etc. The escrow company balanced the books so to speak and the owner made one monthly payment.
Once paid off, it falls on the taxpayer to pick up the ball and run with it. Unless you paid cash for your home, and how many do you know who can afford to do so? It is easy to be overwhelmed with the volume of bills for a paid for house. Especially if you have a large house in a high tax state and you are semi or fully retired. It all comes out of petty cash, at a time when petty cash is at a premium.