No doubt about that, and it's been that way for a long time.
Employers historically absorbed a lot of that difference but are now passing more and more of it along to employees - largely through higher deductibles.
I think one of the biggest impacts of the ACA long term could be the end of employer-provided health insurance. That's not necessarily a bad thing but it will be very disruptive.
True, but the employers themselves are paying more for their plans.
The end of employer-based insurance would be horrible for a couple of reasons: Those plans aren’t as bad as ObamaCare (which employees would be forced into), and a big incentive to work is removed. Oddly enough, one of Pelosi’s points was completely off the mark: “People shouldn’t be tied to jobs for health insurance.”
We are now tied even more tightly to those jobs to avoid ObamaCare...