Then offer big companies a tax credit for helping people with their medical bills. Let people buy a minimum policy that only covers major bills. Institute tort reform. Let doctors and other providers get tax credits for helping the poor. Let pharmacists and nurses open clinics.
The only solution is to free health insurance and health care from government regulations. That would reduce costs dramatically and improve care.
***The only solution is to free health insurance and health care from government regulations. That would reduce costs dramatically and improve care.***
I am between insurance coverage right now. I have to see my Cardiologist every 3 months. My standard visit plus an EKG every visit was costing my insurance company $300 a visit, not including labs, plus my $60 co-pay and the $100 a week for major medical. Now it cost me $125 not including labs. You do the math. And this has nothing to do with Obama care. 20+ years ago we didn’t have insurance for a few months and it was the same thing. The healthcare system charges insurance companies entirely too much money. Don’t think for a second they are somehow losing money on me. They are just gouging the hell out of insurance companies. Someway, somehow that has to be stopped. And I worked as a Nurse for years so I also understand that health care workers need to be paid for their services as well.
But a lot of people don’t realize how a hospital bills for supplies. For example; they order diapers in bulk. When they open a new case, they charge the baby/patient for the whole case, even if they use 2 diapers. Then they charge the next patient for the whole case and so on. So let’s say, 6 or 7 patients get diapers from that 1 case, they all get billed for a whole case. Anything else in bulk like that is billed the same way. Even with insurance I always ask for an itemized bill because it never fails I will see charges for things I know we’ve never used. And I’ve never had to go beyond telling the billing Dept to simply take that charge off because I didn’t receive that service/supplies from them because they know they put things on your bill they know they didn’t do/use to make more money. That has to be addressed, because for years that has been one contributor to the high cost of insurance.