Pretty good points about the difference between ‘coverage’ and ‘care’, but the articulating examples are missing.
Example: Family has net take home pay of $1000, child with earache and fever costs $450 to examine and treat in clinic.
Obamacare plan ‘covers’ but $11,000 deductible forces family to pick up $450 in clinic visit and lost time from work.
Obamacare insurance ‘coverage’ doesn’t do a thing except say they got ‘coverage’; coverage for what? Why pay premiums? Just pay tax penalty which most families are doing and send sick child to school hoping sickness subsides.
That’s what’s happening. It’s insane.
So CBO counts ‘coverage’ when they should be counting ‘care’ but they are ill-equipped to count ‘care’.
Summary: The government can’t be relied on to do anything right in healthcare. There are no global solutions. It is best to have local control adapt to local conditions. Get the federal government out of healthcare, restrict federal role to ensuring marketplace for insurance is free and fair.
Exactly correct.
And what’s worse, between the gov’t and insurance company involvement in situations that should never involve “insurance” in the first place — your earache example is just such — the cost is driven up inordinately, and care, especially in more complex / lengthy scenarios has gone to h***.