I never did nor do work for any financial institution involved in banking or mortgages, or directly investing in mortgages or any financial instruments related to them.
The government CREATED the market and government positions to encourage the sub-prime loan mess. It is the fault of no one but those behind those who created those conditions that any bad actors stepped up to the plate to provide what the “affordable housing” mandates wanted. It is the fault of no one but greedy buyers that the loans got made.
If you go looking for a drug dealer you can find one. They exist BECAUSE enough of you will look for them.
You accusing me of something pal?