[Cementjungle]

Meh. 401k’s are a ripoff anyway.

Why do you say that?

[robroys woman]

My brother is an SEC licensed investment broker, for 30 years. He considers 401k’s to be poison. We’ve talked enough about them for me to agree.

If they are all you got, they are better than nothing, but they are not all we have. Even “wage earners”. The roth IRA is MUCH better. I hear there is a Roth 401k now, but I don’t know anything about it other than it being a 401k.

Google the difference between them. You may be surprised.

[Old Yeller]

Meh. 401k’s are a ripoff anyway.

My employer matches 50% of my contribution up to 8.5% of my income. Doesn't sound like a ripoff to me.