So what is the solution? Are people who were sick just SOL?
It’s terribly flippant reply but true.
Government with the aid of trial lawyers have run up the costs of everything but especially health care.
My grandfather had coverage when he was diagnosed with lung cancer and was undergoing treatment when the company cancelled it for ‘pre-existing conditions” My grandmother and he was running a fruit stand at the time and with the help of their daughter(my mother) they paid off the doctor’s bill after my grandfather died of the disease.
This was 1968 so the bill was about 2-3000 thousand dollars.
Now it would cost upwards of a million or two, thanks to government interference and trial lawyers suing at the drop of a hat.
Don’t know what the answer to your case is but getting the goverment and lawyers involved will only drive the costs up.