Seniors are buying less, fixing more, aren’t going to the Movies, as they suck of racisim, sexism, and LGBTQ crap. As for eating out it’s strictly now BD’s and Aniversaries to expensive to do other wise.
We are getting Robo calls on student loans in our 70’s. Sorry that 1 hubby had was paid for by 20 yrs as a career Naval service man. Ret. a SCPO. No we don’t need health ins. for a dead wowan or for ourselves, Medicare/Tricare takes care of that. Nor do we need a brace when we go for a injury that just needs some Physio. If we needed a brace the Ortho would have ordered it.
I hear you; I’m horrible for a consumer-driven economy. I’m a middle-aged married guy who won’t borrow, I’ll buy second-hand clothing, and TV/movies/entertainment (including sports) don’t interest me very much.