The “blame” lies with the perp. Unfortunately, he’s probably broke and insurance doesn’t cover criminal acts so the homeowner is screwed.
They do get to claim the damages as a loss on their tax return though.
This falls into the sometimes ugly shit happens bucket.
“They do get to claim the damages as a loss on their tax return though.”
He had no loss.
Sure it does. If a perp breaks into your home and steals something, insurance pays. But, I think the issue here is whether or not the cops took the least destructive course of action to apprehend the perp. It appears they didn't. If they had the house surrounded and evacuated the affected area, then there was no immediate "public danger." Didn't this happen in Colorado? It figures.
“This falls into the sometimes ugly shit happens bucket.”
ACTUALLY he made out big time.
The insurance and city paid him for his 1974 relic and hevreplaced it with a new, bigger luxury home!