Even then, this is like stocks. It's equity. It's paper or nowadays just digital binary code, that is not concrete. You can't touch it, feel it, hold, it, put it under your mattress, carry it in your wallet or make it into fine jewelry.
It's only value is what people agree it is. And even that seems pretty nebulous. It's worthless if everybody says it is.
It's like the non-existent "lock box" Al Gore claimed our Social Security contribution funds were in, during his debate with GW Bush. Yeah, right, Al.
It is the gleam in some con artist's eye.
Money (and value) is the most fascinating social concept there is. A bunch of digital bits are worth $35K each, because people believe it is.
Money, which represents the prose of life, and which is hardly spoken of in parlors without an apology, is, in its effects and laws, as beautiful as roses. - Ralph Waldo Emerson