How much do you want to bet that if this comes true that the 50k is immediately reported as ordinary income. No such thing as a free lunch with government. And other forgiveness programs require it to be reported as ordinary income. So all of the sudden all of the snowflakes get a whopping tax bill and amazingly the government gets a piece of the action. Unbelievable.
My wife is a teacher, and taught in an area that paid off their debt if they stayed for five years.
It was considered income.
Same with a friend who had some medical debt written off.