Are they trying to put the cars/trucks outside of the majority’s price range?
It’s all about the 6 year loans.
No, but put yourself in the shoes of a car dealer. New cars are in short supply and in order to meet payroll, facility rent and taxes they must make a certain total markup on the sum of the cars they sell each month.
In normal conditions this might be accomplished by selling more cars at lower markup. But now there are fewer cars so markup must be higher.
Scarce chips are being put into the most expensive models, so they’re the ones being delivered to dealers.
Lots of people are doing very well in this economy.