Nationwide cancelled 5 auto policies for my family and our homeowner’s insurance because I tapped someone in the rear and they sued (despite the police chief seeing the accident and told me that there was no way the people could have been injured and there was no damage to either bumper). The people sued me, Nationwide settled then dropped me.
Nationwide, they’re NOT on your side.
Neither is State Farm. They raised my rates after the 2015 Baltimore riots, even though I live 20 miles from there, and the agent's assistant even told me, "We have to pay for the damage in Baltimore." So long, 35 years without an accident—you don't matter.