This is not nonsense.
Many auto insurance policies have coverage for medical bills from incidents that occur in the vehicle.
THE CHARGE YOU MONEY FOR THIS COVERAGE! You are paying for it; you have a right to use it.
Most people assume this only covers accidents, but that’s not the way they are written.
They are written to say that, if you are in the vehicle when the incident occurs that causes the injury, then your medical costs are covered by the policy.
• Cut your hand while in the vehicle? Covered.
• Burn yourself on the cigarette lighter? Covered.
• Bump your head on the door frame and suffer a concussion? Covered.
Auto insurance companies make big bucks from medical bill coverage because most people who are injured in their car (even in a collision) will use their health insurance for coverage instead of their auto insurance.
If the woman had medical coverage on her insurance policy, she certainly has a right to use it.
Auto insurance companies make big bucks from medical bill coverage because most people who are injured in their car (even in a collision) will use their health insurance for coverage instead of their auto insurance.
That's why my medical insurance company was pushing me for my car insurance info when I smashed my thumb in my car door and needed stitches. I played dumb about whether I had medical coverage because I really didn't want an accident claim on my car insurance because they can jack up rates but the medical insurance is on a group rate not directly affected by my claims.