[17th Miss Regt]

Yep. Deposit before 8 November. Loan forgiveness is usually taxable so they will owe $2,000 on that $10,000 on April 15th. Neat trick: they get the deposit, owe taxes on it, a federal judge declares the whole thing unconstitutional so they must repay the money. If they already spent it they are now $10,000 worse off than before!

Oh, yes. I did mention taxes. The IRS will assess taxes on the money and not rescind the assessment just because the whole mess was not kosher. So now they are really $12,000 worse off than before.

Did I mention state taxes as well?

[nascarnation]

Bidens XO specifically declares the money tax free.
It is taxable in 13 states (currently) but I assume there will be a lot of political pressure to change that.