I imagine the personal collection contains crap jewelry of no sentimental value and very little monetary value to be given to those considered to be ingrates. Kind of like leaving an unliked relative one dollar in a will. That’s what Meghan can expect.
Gee, Megain didn’t seem to like the family very much till now.
It probably contains a lot of gifts given, many by family. That’s the kind of thing every family wants to pass down.
“The queen’s personal collection on the other hand is thought to be worth $100 million and any jewels that she inherited, were gifted to her, or she bought herself are what would be passed on to her loved ones.”