If you buy a home with HOA covenants, YOU DON’T OWN OUR HOME, PERIOD.
Sure, technically your name is on the deed, and you have to pay the taxes, but you don’t own it... When others can tell you what you can or cannot do to your property, how can you remotely claim you “own” it?
That’s ludicrous. It’s like saying you don’t own your home if it is located in a town with a zoning code.
The same can be said for homes subject to property taxes. Even if the mortgage is paid off; don’t pay your taxes and the local government suddenly owns it. And they’ll send men with guns to make sure you cooperate.