[flamberge]

I lowered my withholding amounts to deliberately avoid a large refund. I'd rather keep the money in my bank account all year.

Did a preliminary tax calculation using ***** software on January 2 and made an extra quarterly estimated tax payment on January 10 to cover the expected tax due amount.

Nailed the final tax due amount on April 15 to within $150. No penalty and no interest.

There is no reason or need to overpay taxes.

[Fledermaus]

The withholding tables now better reflect actual income so overpayments are lower.

Refunds are overpayment of tax liability.

[Enlightened1]

If you get a refund, then you gave the government and interest free loan.

[cherry]

we got less....we couldn't claim our charitable donations...we don't have young children at home....what a money windfall for those that do.....our medical expenses are pretty much covered but there not big anyway....

we got one stimulus but no others...we didn't qualify for covid credits...

in short, we don't know how to cheat...