The feds have no authority to dictate insurance rates in the individual states. They have no power to regulate insurance for liability or property damage, this is one of the powers reserved to the states under the Tenth Amendment.
State legislatures should be fighting any such attempt tooth and claw, giving no quarter whatsoever.
“”The feds have no authority to....””
When has that ever stopped them?
Also, the damage done to the battery when fast charging is not talked about much. It reduces the total life of the battery, and probably other damages. Most EV buyers already have 1-2 autos. Some have labeled EVs toys for the well-off. One of the problems is that we are all paying for someone who already has $$$ to buy an EV. The subsidies and tax credits, State and Federal, are the taxpayers’ $$$. Rush often mentions that if you go next door, or down the block, and ask the neighbors to pay for your health care, they will probably decline. But the Leviathan can pick the pockets of everyone to fund their insanity.