On a serious note (my post about the F.A.s was pretty much a rant!) you are absolutely correct about he WMD's. It is only a matter of time, and then survival is going to be determined primarily by geographical location (and to a much lesser extent, by the quality of preparations that each individual and family has made).
Bad location (ie, major target area) PLUS lack of preparation = Almost Zero chance of survival.
Yep, location, planning, training, personal preparedness. After the fact of needing all that is not exactly the cool time to "think about it". Some are able to analyse and learn from others, some need the reality rock to fall on them, so it goes.